Step 1

Preheat oven to 375°F. Arrange tortillas on a large baking sheet. Use a pastry brush to brush both sides of each tortilla lightly with oil. Sprinkle with salt. Bake for 5 minutes, flip and cook until lightly browned, about 5 more minutes.

Step 2

Spread warmed refried beans evenly over the tortillas and top each with pico de gallo.