Step 1

In a small bowl, stir together beans, cream cheese (if desired) and taco seasoning. I like to microwave the cream cheese for about 20 seconds beforehand, to make sure it’s smooth and creamy.

Step 2

Then spread the beans onto the bottom of your dish. You can use a 9×13" pan, trifle dish or serve in individual cups. Next spread on the sour cream and guacamole.

Step 3

Next add the salsa or extra tomatoes on top of guacamole. Then add the cheese, tomatoes, olives, onions and cilantro. Squeeze a little lime juice over the top if desired. Sprinkle salt and pepper on top.

Step 4

Store in the refrigerator until ready to serve. The dip is best to eat the day that it is made. Serve with fresh tortilla chips or Fritos.