Step 1

Using a hand mixer, combine the cream cheese, sour cream, and taco seasoning.  Mix until creamy.

Step 2

Spread the refried beans all over the bottom of each cup.

Step 3

Make sure that the salsa is well drained, then spread this over the refried bean layer.

Step 4

Spread the guacamole layer on as smooth as possible over the salsa.

Step 5

Spread the cream cheese/sour cream mixture over the guacamole layer.

Step 6

Sprinkle on the shredded cheese. Sprinkle the diced tomatoes as the next layer. Sprinkle the sliced green onions and black olives as the last layer.

Step 7

Chill for at least an hour.  Serve with tortilla chips or corn chips.