Step 1

In a large bowl, mix together the Cool Whip, sweetened condensed milk, and sour cream until well combined.

Step 2

Add the drained fruit cocktail, crushed pineapple, cherry pie filling, and sliced bananas. Gently fold to incorporate.

Step 3

If using any of the optional fresh fruits, add them now and gently fold them into the mixture.

Step 4

Cover and refrigerate for at least 4 hours to allow flavors to blend.

Step 5

Serve chilled. Enjoy!