Step 1

In a large bowl, whisk together the sweetened condensed milk, vanilla pudding mix and water until well combined - about 1 minute. Add the melted biscoff cookie butter and mix until all combined.

Step 2

In another large bowl, whip the heavy cream until stiff peaks form.

Step 3

Gently fold the whipped cream into the pudding mixture until no streaks of pudding remain.

Step 4

In a 9x13 dish or trifle bowl, start by layering 1/3 of the vanilla pudding mixture on the bottom. Top with 16 of the biscoff cookies, and banana slices. Repeat again.

Step 5

Finish the top with the remaining vanilla pudding on the top. Cover and chill for 3-4 hours, or up to 8 hours if needed.

Step 6

When ready to serve top with crushed up biscoff cookie crumbs, more banana slices and some drizzled melted cookie butter and serve.