Step 1

Preheat the oven to 350F and prepare a large loaf pan with parchment paper width-wise.

Step 2

In a medium-sized bowl, add the flour, oats, baking soda, salt, cinnamon, and ginger.

Step 3

In a large bowl, and using a hand mixer to break apart the the ripe bananas until slightly smooth.

Step 4

Add the brown sugar, egg, milk, vanilla, and melted butter until combined.

Step 5

Add the dry ingredients to the large bowl, whisk the ingredients together on medium speed until ¾ fully combined.

Step 6

Scrape the edges with a spatula, and add the grated carrots.

Step 7

Fold in the chopped pecans.

Step 8

Now, using a spatula, fold in the carrots until perfectly combined in the batter.

Step 9

Pour the batter into the prepared loaf pan.

Step 10

Bake for 40 minutes. Test the doneness by inserting a toothpick and it comes out clean.

Step 11

Allow to cool for a couple of minutes, the use a knife along the edges of the pan to release and life it out of the pan using the overhanging parchment.

Step 12

Cool on a wire rack.

Step 13

For the cream cheese icing, melt the butter in the microwave or over low heat in a small pot.

Step 14

In a medium sized bowl, whip the cream cheese with a hand mixer on medium/high speed for 1 – 2 minutes until soft.

Step 15

Add the icing sugar, milk, and vanilla, whipping until light and airy.

Step 16

Slowly stream in the melted butter, continuing to whip until smooth.

Step 17

Set in the fridge until the loaf is completely cooled.

Step 18

Once the loaf is cooled, scoop the cream cheese icing on top and use a spoon to lather it all over the top. Add swirls within the icing.

Step 19

Arrange the chopped pecans onto the cream cheese icing.

Step 20

Cut immediately OR store in the fridge until ready to eat!!!

Step 21

Use a serrated knife to cut it into 1 in width pieces.