Step 1

Preheat the oven to 350 degrees F.

Step 2

In a medium bowl, mix the mayonnaise, cream cheese, Cheddar cheese, Monterey Jack cheese, green onions and cayenne pepper. Transfer the mixture to a shallow baking dish, such as a 9-inch pie pan. Top the mixture with the cracker crumbs and bake until heated through, about 15 minutes.

Step 3

Remove the pan from the oven and top with the bacon. Serve immediately with corn chips, crackers or bagel chips.