Step 1

Preheat oven to 350°F and grease an 8x8-inch baking dish.

Step 2

In a medium mixing bowl, stir together the cream cheese and refried beans.

Step 3

Add the sour cream, salsa and taco seasoning. Stir until combined.

Step 4

Scoop into the pan and top with shredded cheese.

Step 5

Bake for 25 minutes.

Step 6

Serve warm with tortilla chips.