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Step 1
Bake pie crust according to direction if needed (no need to bake a store bought graham cracker crust). Whisk the instant pudding mix and milk in a large bowl. Whisk fast for 2 to 3 minutes, or until it has thickened. If you lift the whisk, the pudding shouldn't fall off.
Step 2
Fold in 1 cup of cool whip or whipped cream. Then slice 1 banana into thin slices and stir into the pudding. Evenly spread the filling into the pre-made pie crust.
Step 3
Chill at least 2 to 3 hours before serving. Slice 1 banana over the top of the chocolate pie.
Step 4
Then evenly spread the remaining whipped cream (about 1 cup) over top. Slice and serve chilled.