Step 1

Whisk together the pudding mix and milk in a large bowl until the mixture thickens, about two minutes.

Step 2

In a separate bowl, mix together the cream cheese and powdered sugar until smooth, then add in the cool whip and stir until fully combined.

Step 3

Mix the pudding and cream cheese mixtures together and fold in the ¾ cup of coconut flakes.

Step 4

Transfer to serving dish and refrigerate for a minimum of 30 minutes.

Step 5

Top with toasted coconut before serving.