Step 1

In a large bowl, stir together cream cheese, sour cream, mayo, pepper, and garlic powder until well-combined.

Step 2

Add ⅓ cup shredded cheese and ½ cup crumbled bacon and stir until ingredients are well-combined.

Step 3

Evenly spoon dip into an 8x8 dish.

Step 4

Top off with lettuce and tomato and then remaining ¼ cup crumbled bacon and ⅓ cup shredded cheddar cheese.

Step 5

If not serving immediately, keep covered in the refrigerator until ready to enjoy. Serve with crackers or chips.