Step 1

Heat the oven to 400 F.

Step 2

In an 11-cup glass pyrex pan or other rectangular glass pan, spread the refried beans evenly across the bottom.

Step 3

In a medium mixing bowl, mix the Greek yogurt, Greek cream cheese, hot sauce, and chili powder. Adjust seasonings to taste. Spread this mixture over the refried beans.

Step 4

Rinse out the mixing bowl and dry it, then mash the avocadoes in the bowl. Add the rest of the guacamole ingredients and stir to mix. Add salt to taste. Spread this over the Greek yogurt layer.

Step 5

Sprinkle the top with cheese, then cover with your favorite salsa. Sprinkle with chopped green onions and olives.

Step 6

Cut tree and tombstone shapes out of flour tortillas. Set them on a pizza stone in the oven and bake for 5 – 10 minutes or until crisp and lightly browned. Use a black food marker or piped black frosting to write names or “RIP” on the tombstones.

Step 7

Just before serving, push the bottom end of the trees and tombstones into the dip. Serve with tortilla chips for dipping.