Step 1

Preheat oven to 350F. Grease a 5x9inch loaf pan.

Step 2

In a small bowl, stir together flax and water. Set aside to thicken. Melt coconut oil in a small bowl and set aside to cool. Grate carrots and set aside.

Step 3

In a large bowl, whisk together flour, baking soda, spices, and salt.

Step 4

In a medium bowl, stir together mashed banana, grated carrot, sugar, coconut oil, milk, vanilla extract, and flax mixture.

Step 5

Pour wet ingredients into dry ingredients and stir until just combined, being careful not to over-mix. Gently fold in pecans. Pour into prepared baking dish and bake for 1 hour and 10 minutes, covering with foil after 50 minutes.

Step 6

Meanwhile, make frosting by beating together cream cheese, powdered sugar, and vanilla (I used a hand mixer) in a medium bowl until smooth.

Step 7

Remove bread from oven and cool in pan for 15 minutes. Remove from pan and let cool completely on wire rack. When bread has cooled, spread with frosting and top with a sprinkling of pecans. Slice and serve!