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Turn the Instant Pot on Sauté. When the panel reads HOT, add in the chorizo, onion, bell pepper, and garlic. Smash up the chorizo as much as you can. You do not need to cook it, you just want to break up the sausage as much as possible.
Pour in Rotel, beans, water, cumin, salt, and cilantro.
Close the lid. Cook at high pressure for 40 minutes. Allow pressure to release naturally for 10 minutes, and then release all remaining pressure.
Using the back of a wooden spoon, or using an immersion blender, roughly puree about half the beans to thicken the soup. Add additional water if needed.
Garnish as desired and serve.