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Add the chopped onion and oil to your Instant Pot and press the sauté button. Cook for 4-5 minutes.
Stir in the ground beef and cook, stirring often (break it up with your spoon), until browned.
Stir in the garlic, and then add the diced tomatoes, tomato sauce, beef broth, beans, chili powder, smoked paprika, cumin, cayenne pepper. Close the lid, ensure the valve is set on "sealing", press the "manual" button, and set the timer for 15 minutes.
Once the countdown has finished, you can do a quick pressure release or let the pressure release naturally (this will build more flavor). Season with extra salt & pepper as needed and serve with desired toppings.