Step 1

Spread refried beans in large glass bowl or pan.

Step 2

In a small bowl, smash avocado. Stir in lime juice, garlic, salt, and pepper. Spread avocado mixture over dip.

Step 3

Combine taco seasoning with the sour cream. Spread over the avocado layer.

Step 4

Sprinkle a layer of cheddar cheese on top.

Step 5

Top with shredded lettuce and chopped tomatoes (or your toppings of choice).

Step 6

Serve with tortilla chips.