Step 1

Place the cookies in a single layer in the bottom of a 9X13 baking pan.

Step 2

Layer the sliced bananas on top of the cookies in the pan.

Step 3

In a large bowl, whisk together the pudding mix and the milk.  Set aside to thicken.

Step 4

In a separate bowl, beat together the cream cheese with the sweetened condensed milk until combined and smooth.

Step 5

Gently stir in the whipped topping (Cool Whip) into the cream cheese mixture until just combined.

Step 6

Then stir the cream cheese mixture into the pudding mixture until just combined.

Step 7

Spread this mixture evenly into the pan on top of the sliced bananas.

Step 8

Then spread a layer of cookies evenly on top.

Step 9

Cover the pan with plastic wrap and refrigerate for at least 4 hours and then it’s ready to serve and enjoy!