Step 1

Line the bottom of a 13x9 x2-inch dish with 1 bag of cookies. Layer the bananas evenly over the top.

Step 2

Using a hand-held mixer, combine the milk and pudding in a medium bowl until well combined.

Step 3

In another bowl, beat the cream cheese and condensed milk together with a hand-held mixer until smooth.

Step 4

Fold the whipped topping into the cream cheese mixture.

Step 5

Add the cream cheese mixture to the pudding mixture and stir until well blended.

Step 6

Pour the mixture evenly over the cookies and bananas.

Step 7

Cover the pudding mixture with the remaining cookies.

Step 8

Cover the dish and refrigerate until ready to serve, at least 4 hours.