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Preheat oven to 350°F degrees. Grease a 9×13 inch baking dish.
In a large bowl, stir together the oats, flax, baking powder, and salt.
In a medium bowl, whisk together the honey, milk, peanut butter, eggs, vanilla and bananas. (Tip: I find it’s much easier to throw all of the wet ingredients into the blender instead.)
Stir wet ingredients into the dry ingredients until combined. Add the chocolate chips and mix well.
Spread into the dish. Bake at 350°F until firm around the corners and still a little soft in the middle, about 20-25 minutes. If you like it a little crunchy on top, cook for a few minutes longer.
Serve warm in bowls with milk poured over the top. We also like fresh berries on top. Enjoy!