Step 1

Blend the taco seasoning and refried beans in a medium bowl until completely smooth.

Step 2

Spread this mixture evenly in the bottom of your serving dish.

Step 3

Mix together the sour cream and cream cheese in a separate medium-sized bowl.

Step 4

Carefully spread this cheese mixture over the beans in the serving bowl, covering the whole layer.

Step 5

Spoon the salsa over the top of the cream cheese and sour cream, gently spreading it over to reach the edges.

Step 6

Chop the tomatoes, green pepper, and green onion, and shred the lettuce.

Step 7

Gently toss this all together and sprinkle over top of the salsa.

Step 8

Top this by scattering the shredded cheese.

Step 9

Garnish with sliced black olives and serve.