Step 1

Preheat oven to 400 degrees F. Lightly oil a baking sheet or coat with nonstick spray.

Step 2

Heat olive oil in a large skillet over medium high heat. Add ground beef and garlic, and cook until beef has browned, about 3-5 minutes, making sure to crumble the beef as it cooks; stir in taco seasoning. Drain excess fat.

Step 3

Place tortilla chips in a single layer onto the prepared baking sheet. Top with ground beef mixture, black beans, corn and cheeses.

Step 4

Place into oven and bake until heated through and the cheeses have melted, about 5-6 minutes.

Step 5

Serve immediately, topped with tomato, onion, jalapeno, sour cream and cilantro.