Step 1

Preheat oven to 375 degrees F. Lightly coat a 9×13 baking dish with nonstick spray.

Step 2

Heat olive oil in a large skillet over medium high heat. Add garlic, onion and bell peppers. Cook, stirring frequently, until tender, about 3-4 minutes. Stir in black beans, corn, chili powder and cumin until heated through, about 1-2 minutes; season with salt and pepper, to taste. Stir in green chiles and cilantro; set aside.

Step 3

Place tortillas evenly on the bottom of the baking dish. Spread refried beans evenly over the tortillas, followed by the onion mixture and enchilada sauce. Sprinkle with cheese.

Step 4

Place into oven and bake for 15-20 minutes, or until bubbly.

Step 5

Serve immediately, garnished with cilantro, if desired.