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Step 1
Spread 1 tablespoon cream cheese over entire surface of each tortilla. Dot middle of each tortilla with 1/4 teaspoon mustard. Top with 2 slices ham, 1 Tablespoon cheese, and 1/4 of the slivered apple. Roll tortillas tightly into a wrap. Wrap tightly in plastic wrap and refrigerate.
Step 2
To serve: Remove from plastic wrap and cut in half.