Step 1

In a medium skillet, brown ground beef over medium heat, using a chopper or wooden spoon to chop into very small pieces.

Step 2

Add taco seasoning and water; stir and bring mixture to a boil. Reduce heat and simmer for 5 minutes, stirring occasionally.

Step 3

Heat flour tortillas in the microwave until warm and pliable (about 20 seconds).

Step 4

Heat refried beans and red sauce in separate bowls.

Step 5

Place a warmed tortilla in front of you. Spread a large spoonful (about ⅙ of the meat) of the warm meat in a line centered in the tortilla (leave room for folding in the sides).

Step 6

Spread refried beans over the meat.

Step 7

Next, spread as much red sauce as you like over the meat and beans.

Step 8

Top with a sprinkle of cheese, tomatoes, lettuce, and onions.

Step 9

Add black olive slices and drizzle with sour cream.

Step 10

Fold in the two sides over the burrito filling. Roll up and serve immediately.