Step 1

Heavily grease an 8x8" casserole dish. Set aside.

Step 2

Heat olive oil in skillet over medium heat.

Step 3

Brown ground beef with onion over medium heat until no longer pink.

Step 4

Drain grease.

Step 5

Add water and taco seasoning and cook until sauce thickens.

Step 6

Preheat oven to 350.

Step 7

Spread beans in a layer in bottom of prepared casserole dish.

Step 8

Top beans with the ground beef mixture.

Step 9

Then top with a layer of salsa.

Step 10

Top with 1/2 cup of each of the shredded cheeses and bake for 15 minutes until cheese is melted.

Step 11

Top with Fritos, lettuce, tomatoes, olives, green onions and remaining cheeses.