Step 1

Heat olive oil in a 12-inch non-stick skillet over medium-high heat.

Step 2

Crumble in beef in chunks. Let sear until browned on bottom, about 3 minutes then turn an d break up beef and continue to cook until cooked through.

Step 3

Drain fat from beef then stir in salsa, chili powder and cumin. Season with salt and pepper to taste and heat through, about 1 minute.*

Step 4

Remove from heat and stir in cilantro.

Step 5

Layer lettuce among individual plates. Top with chips, beef mixture, cheese, tomatoes, avocado, sour cream and red onion if using. Serve immediately.