Step 1

Preheat oven to 400 degrees.

Step 2

Brown the ground beef with the onion.

Step 3

When the meat is cooked through, add the taco seasoning, tomatoes, and water. Stir to mix. Allow the ingredients to simmer for 5 to 10 minutes until the liquid has reduced.

Step 4

Add the cream cheese to the pan and stir to mix.

Step 5

Slice each pepper in half and remove the seeds.

Step 6

Spread the refried beans along the bottom of each pepper.

Step 7

Fill the pepper with the ground beef mixture.

Step 8

Top with shredded cheese.

Step 9

Place the peppers on a parchment paper lined baking sheet and bake for 15 minutes, until the peppers are beginning to soften and the cheese is melted.