Step 1

Preheat the oven to 350°F then grease a standard size loaf pan.

Step 2

In the bowl of a blender, combine the bananas, milk, vinegar, coconut sugar and vanilla extract. Blend on high for 15-20 seconds until a smooth frothy liquid forms. Alternatively you can use an immersion blender or mash everything together by hand. I recommend using a blender for best results. Pour the liquid into a large bowl, add the melted coconut oil and set aside.

Step 3

In a separate large bowl, whisk together the oat flour, almond flour, cinnamon, baking powder, baking soda and salt. Make sure to whisk or sift any lumps of flour.

Step 4

To the bowl with the liquid ingredients, add the dry in 4 separate parts, stirring in between. This will assure the flour is incorporated as evenly as possible. Lastly, stir in the chocolate chips.

Step 5

Transfer the batter to your greased loaf pan and arrange a few more chocolate chips on top. Bake in the oven for approximately 45 minutes. The bread should be firm and golden brown. Allow to cool completely before slicing and serving. I know it's tempting to eat it right away but the texture will improve as it cools.