Step 1

Heat oil in large skillet over medium heat. Cook until until softened, about 4-5 minutes. Add ground beef and cook, breaking meat into small pieces until no longer pink -- about 5 minutes. Add chili powder, garlic powder, cumin, salt, and pepper and stir to coat. Add tomato paste, brown sugar, and water and cook for 6-8 minutes longer.

Step 2

Transfer to plate lined with paper towels to soak up grease.

Step 3

Heat oven to low broil.

Step 4

Place refried beans in a microwave-safe bowl. Heat in microwave for 1 minute or until nice and warm and easy to stir. If desired, stir in chopped jarred jalapenos.

Step 5

Line large baking sheet with tortilla chips.

Step 6

Top chips with warmed refried beans and spicy beef. Top with cheese. Broil for 2-4 minutes, or until cheese is melted, keeping a close eye on it.

Step 7

Top with sour cream, avocados, jalapenos, and salsa.

Step 8

Serve immediately.