Step 1

Lightly oil a 2-quart baking dish or an 8- or 9-inch skillet (Note: this is just for insurance; if you strictly avoid oils it's fine to skip this step). Preheat oven to 375 degrees F.

Step 2

In a large bowl stir together the refried beans, ½ cup of cheese, yogurt, spices, salsa, green chiles, 1/4 teaspoon salt, and black pepper. Taste and adjust seasonings as desired.

Step 3

Spread the bean mixture into the dish/skillet, and top with the remaining cheese. If using my homemade pourable mozzarella, use the back of a spoon to evenly spread it across the top (refer to photo above). Note: if using store-bought vegan cheese, cover the dish with foil to help the cheese melt.

Step 4

Bake for 20 minutes or until piping hot. If you used the homemade cheese, turn on the broiler around the 18-minute mark. Broil for about 2 minutes to brown the top. Let stand for a few minutes and serve with your favorite toppings and tortilla chips.