Step 1

Heat the oil in a large skillet over medium-high heat. Add onion, garlic, pepper, chili powder, and cumin. Sauté until onion and pepper are tender.

Step 2

Drain and rinse the red beans. Add the beans and cooked rice to the onion mixture.

Step 3

Reduce heat and cook over medium heat for 2 to 3 minutes, until the mixture is hot, stirring constantly. Remove from heat.

Step 4

Place about 1/2 cup of the rice mixture and 1/4 cup of cheese in the center of each tortilla.

Step 5

Wrap the tortilla on itself and top with 2 tablespoons of salsa and sour cream.