Step 1

Spread whipped cream cheese in the bottom of a 9x13 casserole dish or serving platter in an even layer. In a bowl, stir together refried beans and salsa until evenly combined. Spread the bean mixture evenly on top of the cream cheese.

Step 2

In another bowl, stir together sour cream, mayonnaise, and taco seasoning until combined. Spread carefully over the bean layer.

Step 3

Sprinkle cheese on top of the sour cream and mayo mixture in an even layer.

Step 4

Sprinkle lettuce on top of cheese, and then top with green onions and tomatoes.

Step 5

Serve with tortilla chips.