Step 1

In a small bowl, whisk together pudding mix and milk.

Step 2

Using electric mixer, beat together powdered sugar, vanilla and cream cheese until creamy. (About 3 minutes)

Step 3

Slowly pour in pudding mixture and mix. Mix until creamy.

Step 4

Fold in whipped topping until combined.

Step 5

Serve with chopped banana and crushed Nilla wafers on top.