Step 1

Heat oil in a large skillet and sauté onions, peppers and zucchini for about 5 mins.

Step 2

Add drained beans, undrained tomatoes, water and seasonings. Bring to a boil.

Step 3

Add in rice and stir well. Cover and cook on the lowest heat setting possible for 7 mins. Stir half way through to prevent rice burning on the bottom.

Step 4

Once rice is soft, sprinkle with cheese and cover until cheese is melted. Salt and pepper individual servings to taste.