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Step 1
Heat griddle or large skillet. Brush 2 tortillas with oil. Place oiled side down on cutting board. Spread with refried beans. Sprinkle with chili powder.
Step 2
Place on griddle. Top with turkey, tomato, green onions and cheese. Add remaining tortillas. Brush with oil.
Step 3
Cook 2 to 3 minutes or until browned. Turn and cook 2 minutes or until golden brown. Cut into quarters.
Step 4
Serve with salsa and yogurt, if desired.