Step 1

Preheat oven 350 degrees F.

Step 2

Optional: Sautee the diced peppers and onions in a small pan with the canola oil until softened, about 5 minutes. This gives them a more subtle flavor and texture.

Step 3

Crush the Ritz crackers so that they resemble fine breadcrumbs. You can do this by hand or with a food processor.

Step 4

In a large bowl mix the eggs, cracker crumbs, onion, bell pepper, cheese, milk, salt and black pepper.

Step 5

Add ground beef and mix until just combined. Don't overwork the meat, we want tender results.

Step 6

Form it in a loaf and place it into a loaf pan. Not using a loaf pan can result in the loaf falling apart. It also takes much longer to cook, which causes it to dry out.

Step 7

Bake for 30 minutes.

Step 8

Combine the topping ingredients while it bakes and set aside.

Step 9

Remove the meatloaf and brush the on the topping. Bake for an additional 30-40 minutes. (Pull it once it reaches 155 degrees.)

Step 10

Let it rest for 15 minutes in the loaf pan prior to slicing in. It will increase 8-10 degrees in temperature during this time. Slicing in too early also causes the juices to leak out. Ensure the middle is 160 degrees before you slice it.

Step 11

Serve with creamy mashed potatoes and enjoy!