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In large mixing bowl, mix together pudding mix, milk, and sour cream. Mix well.
Fold in one (thawed) whipped cream topping and mix well. Set aside.
In the bottom of a trifle bowl or other serving dish, place a layer of wafer cookies (side-by-side).
Next, spread a layer of pudding mixture on top of the wafers.
On top of the pudding, add a layer of bananas.
Repeat until all ingredients are used, ending with the pudding mixture.
Spread the second thawed whipped topping on top of the pudding. (You may not use all of it.)
Place the reserved 8-10 wafer cookies in a sealable bag. Using a rolling pin or mallet, crush the cookies into small, fine pieces. Sprinkle the crushed cookies on top of the whipped topping.
Cover and refrigerate until ready to serve.