Step 1

Add the cream cheese and ranch seasoning to a bowl, and stir until combined.

Step 2

Add the cheddar cheese and stir together.

Step 3

Lay out the tortillas, and add ¼ of the mixture to each, then gently spread it to the edges.

Step 4

Cut the ham into small pisces, and layer ¼ of it on each tortilla.

Step 5

Starting at one end, roll each tortilla until you get the the other end.

Step 6

Refrigerate for 1 hour.

Step 7

Cut the ends off of each tortilla roll, then cut into 1 inch pieces. Arrange flat on a plate or tray for serving.