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Step 1
Whisk together the flour, baking powder, and salt in a large bowl until well combined. Add the milk and stir together using a wooden spoon until the dough begins to come together.
Step 2
Flour your work surface and knead the dough about 10 times, or until the flour is completely incorporated. Allow resting for 10 minutes.
Step 3
Attach a candy thermometer to the side of an iron skillet or a heavy-bottomed pot and heat the oil to 350° F. Separate the dough into 4-5 equal pieces and roll each into a ¼ to ½-inch thick disc.
Step 4
Working with one at a time, place the dough into the hot oil and allow to fry until golden brown. Flip halfway through to fry the other side. Once finished, let each fry bread cool on a paper towel-lined plate.
Step 5
Brown the ground beef in a separate skillet, being sure to break it apart into small pieces as it browns.
Step 6
Sprinkle in the taco seasoning, then add the chili beans to the skillet and toss to mix. Allow to cook for 2-3 more minutes, or until the beans are warm.
Step 7
Place one fry bread on a plate and spoon the ground beef and chili beans mixture on top. Add the shredded lettuce, cheddar cheese, and any other toppings you like. Repeat with each fry bread and serve!