Step 1

Preheat the oven to 350° F. Measure all of the ingredients before beginning, the recipe goes super quick from there!

Step 2

Heat a large skillet over medium-high heat and add the ground beef. Cook and crumble for 7-10 minutes, or until the beef is brown and cooked through. Drain grease. Add the garlic and taco seasoning and stir in water. Bring to a boil until thickened, then reduce to a simmer. Stir in the refried beans until well combined and heated through. Remove and set aside.

Step 3

Spread half of the chips in an even layer on a large, light-colored baking sheet. (Mine is 11.2 x 15.7-inches.)

Step 4

Distribute half of meat mixture in scoops on top and along the sides. Sprinkle with half of the cheese.

Step 5

Top with the remaining chips, remaining meat mixture, and remaining cheese.

Step 6

Top with bell peppers, jalapenos, red onions, and black olives.

Step 7

Bake for 15 minutes, or until the cheese is completely melted.

Step 8

Remove from the oven and sprinkle with tomatoes, diced green onions and cilantro. Top with a generous scoop of guacamole and serve with salsa and sour cream!