Step 1

Line the bottom of a 13x9 baking dish with cookies then add a layer of bananas over cookies (see note).

Step 2

Combine cream cheese and sweetened condensed milk in a large mixing bowl then beat with an electric mixer until smooth.

Step 3

Combine milk and pudding mix in a separate bowl then whisk for one minute or until smooth. Stir pudding mixture into cream cheese mixture then mix until completely incorporated.

Step 4

Add whipped topping to the mixture then fold together until incorporated.

Step 5

Pour the mixture over the cookies and bananas then cover with remaining cookies. Cover and refrigerate before serving.