Step 1

Brown ground beef and onions together, then drain.

Step 2

In a large saucepan, add ground beef and softened cream cheese on low/medium heat. Stir together to mix well before adding any other ingredients

Step 3

Add the rest of the ingredients and simmer on low for 30 minutes.

Step 4

Add salt and pepper to taste.

Step 5

Optional: Serve topped with freshly grated cheese, sour cream, jalapenos, and/or guacamole.