Step 1

In a medium bowl, combine cream cheese, sour cream and taco seasoning. You can use a hand or stand mixer to make the mixture smoother.

Step 2

Spread this mixture into a 9-inch pie plate or round serving dish. Top the sour cream-cream cheese mixture with shredded lettuce, then sprinkle over cheddar cheese, then tomatoes, then black olives. Serve with tortilla chips.