Step 1

Move the oven rack to the middle position and preheat the oven to 425°F.

Step 2

In a large 12” skillet, brown the ground meat over medium-high heat until no pink remains. Drain the fat.

Step 3

Add the chopped onions and garlic and cook for a few minutes until softened.

Step 4

Stir in the ranch-style beans and taco seasoning until well combined.

Step 5

Add the water and stir and cook until the meat mixture is thickened about 5-8 minutes.

Step 6

Line a large baking sheet with parchment paper and place half of the tortilla chips in a single layer all over the baking sheet.

Step 7

Pour half the meat mixture evenly over the top of the chips.

Step 8

Sprinkle half the black beans over the meat and half the cheddar cheese. Sprinkle with salt.

Step 9

Add the remaining tortilla chips over the top in another layer.

Step 10

Pour the remaining meat mixture over the top, evenly.

Step 11

Sprinkle the remaining black beans and top with the cheddar cheese.

Step 12

Bake in the oven for 15 minutes.

Step 13

Spread the Sour Cream evenly over the top.

Step 14

Spread evenly with toppings and serve immediately.