Step 1

Brown ground beef in a skillet; drain excess grease if needed. Add packet of taco seasoning, stir and set aside.

Step 2

In a medium saucepan, melt butter; add flour and stir for 30 seconds.

Step 3

Add milk, whisking constantly until the mixture thickens.

Step 4

Add Velveeta (cubed) and shredded cheddar cheese and stir until melted.

Step 5

Add drained beans and seasoned ground beef. Stir to mix. Heat until desired temperature.

Step 6

Serve with tortilla chips.