Step 1

Preheat oven to 400 degrees F and grease a pie dish or 8x8 baking dish.

Step 2

In a large food processor, add all ingredients other than the topping cheeses. Pulse until smooth and evenly combined. Add more water a tablespoon at a time if the consistency is too thick.

Step 3

Spoon bean mixture into the prepared dish and top with the remaining cheese.

Step 4

Bake for 25-30 minutes or until bubbling and golden brown.

Step 5

Serve hot with tortilla chips or crackers.