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Preheat the oven to 400 degrees Fahrenheit.
Make the Walnut Taco Meat (or make it in advance; it stores well). Or if using ground beef, add it to a skillet with 1 tablespoon cumin and 1 teaspoon each smoked paprika, onion powder, and garlic powder. Cook for about 8 minutes until browned, then drain the fat.
Mix the refried beans with the salsa. Taste and add a few pinches kosher salt if desired.
Line a standard-sized baking sheet with parchment paper. Place the chips in a single layer on top (to avoid soggy chips, you can also pre-bake them for about 3 minutes until they are toasted and fragrant). Add a sprinkle of cheese (this also helps to keep them less soggy). Then add a layer of the beans, then the remaining cheese and taco meat. Bake 5 to 10 minutes until the cheese melts, then remove from the oven. (Optional: Add a smoky flair by charring the cheese with a kitchen torch — only if you have one, but it adds mega flavor!)
Top with the pico de gallo, cilantro, green onion and jalapenos. Dollop with sour cream and guacamole and serve.