Step 1

Heat oven to 350 degrees and grease a 8.5'x4.5' loaf pan. Line the bottom and long sides with parchment, if desired, to create a sling to make it easier to remove the loaf after baking.

Step 2

Add the dry ingredients (flour, oats, baking powder, cinnamon, and salt) to a large bowl and mix.

Step 3

Whisk the oil, egg, honey, and milk in a quart glass measuring cup or a medium bowl. The honey may not completely mix in - do the best you can and try to get most of it mixed.

Step 4

Pour the wet ingredients into the bowl of the dry ingredients and mix with a spoon just until there are no flour streaks remaining (do not overmix). Gently fold in the apples and nuts, if using.

Step 5

Scrape the dough into the prepared pan and level the top. Dust with cinnamon sugar, if using.

Step 6

Bake for 45 to 50 minutes, or until the top is browned and a toothpick inserted into the center of the loaf comes out clean. Rotate the pan as needed for your oven.

Step 7

Cool 10 minutes in the pan and then turn out onto a wire rack to cool completely.