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Step 1
Place the tortillas on a clean work surface.
Step 2
Sprinkle some cheese on one half, then beans, then cheese. Use about 1/4 each on each tortilla. (It doesn't have to be precise though!) Sprinkle with cumin,.
Step 3
Warm a skillet over medium heat. Grease lightly with a little neutral oil like canola or nonstick spray. If using oil, wipe it with a paper towel so there's a very thin coating.
Step 4
Place two tortillas with fillings on the skillet. After about a minute, fold over the empty side to make a half moon shape. Press down. Add another tortilla or two as you can fit them and repeat to make half moon shapes.
Step 5
Let each quesadilla cook for 3-4 minutes. Flip and cook for an additional 3-4 minutes.
Step 6
Serve warm with optional dippers.