Step 1

Slice stale bread into 1 1/2 inch slices. Allow to dry, if necessary. You may need to cut the slices of bread in half, depending on pan size.

Step 2

Combine milk, 3 tablespoons sugar, eggs, vanilla, and almond extract and whisk together.

Step 3

Spread each slice of bread with cream cheese. Repeat with jam.

Step 4

In a greased loaf pan (9x5x3 or similar), stand up the bread slices in a row, wedging pieces in any extra space.

Step 5

Pour egg mixture evenly over the top of the bread.

Step 6

Allow to sit for at least an hour, up to 12.

Step 7

Sprinkle the top of the french toast bake with sugar.

Step 8

Bake in a preheated oven at 350 degrees for 45-50 minutes. The baking time will vary depending on how wet you want the middle of the overnight french toast bake. If the top becomes brown before you want to take it out, lightly cover it with foil.

Step 9

Top with powdered sugar and/or syrup, optional.